Loans

Home / Loans
S. No. Loan Type Current Interest Rate Proposed Interest Rate
1 Home Construction Loan up to 5 years 9.00% 9.00%
2 Home Construction Loan from 5 to 10 years 10.00% 8.90%
3 Home Construction Loan from 10 to 15 years 10.50% 9.00%
4 Ready-built House Loan 10.50% 9.50%
5 Home Repair & Extension Loan 11.00% 10.00%
6 Shopping Center & Market Construction Loan 12.00% 11.00%
7 Consumer Loan 14.50% 14.50%
8 Loan on Government Securities 12.50% 12.50%
9 Vehicle Loan 10.50% 8.00%
10 Business Loan (up to ₹2 lakh) 11.00% 10.00%
11 Business Loan (above ₹2 lakh) 11.50% 10.50%
12 Business Cash Credit Limit (up to ₹2 lakh) 11.50% 10.50%
13 Business Cash Credit Limit (above ₹2 lakh) 12.00% 11.00%
14 Loan on Warehouse Receipt 9.50% 9.50%
15 Land Mortgage Loan (LMB) 12.50% 11.50%
16 Bund Sagar Deposit Scheme Loan 11.50% 11.50%
17 Clean Overdraft Loan 16.00% 16.00%
18 Staff Advance Facility 10.00% 10.00%
19 Purchase of Face Mask Loan 9.00% 9.00%
20 COVID-19 Personal Loan 10.00% 10.00%
21 Gold Mortgage Loan — 7.90%

Loan Charges

CIBIL 740
CHST 9%
MPAST 9%
Inspection / Processing Fee 0.5% (Inclusive GST)
Share Money 5% Unsecured Loan
2.5% Secured Loan
Stamp Fee 500/-
Credit Score 140/- (Inclusive GST)

PLEDGE

HYPOTHECATION

F.D.O.D

HIRE PURCHASE

CASH CREDIT

N.S.C. O.D.

LOAN

FIXED ASSET LOAN

K.V.P. O.D.

LOAN - STAFF

FESTIVAL ADVANCE

FOOD GRAIN ADVANCE

CC AGAINST PROPERTY

OD AGAINST LIC POLICY

PROFESSIONAL LOAN

GOLD LOAN

Gold Loan Upto Rs. 50,000/- with Low Interest @ 9.00 %.

GOLD LOAN (MEMBERS)

Gold Loan Upto Rs. 50,000/- with Low Interest @ 9.00 %.

HOUSING LOAN

Pure Housing Loan for Individuals with Low Interest @ 12.00 %.

EQUITABLE MORTGAGE

Mortagage loan for business with Low Interest @ 12.00 %

SECURED PROPERTY LOAN

Pure Housing Loan for Individuals with Low Interest @ 12.00 %.

SECURED OVERDRAFT

Business Loan against Mortgage with Low Interest @ 12.00 %.

F.D.O.D.

Loan Against Fixed Deposit Certificates.

(REBET UPTO 2% IN HOUSING LOAN / MORTGAGE LOAN/ SECURED OVERDRAFT AND SECURED PROPERTY LOAN AS PER BANK POLICY)